how much  Paypal Fee


When businesses accept payments through PayPal, they pay a percentage of sales and a flat fee. One of the main drawbacks is that not only does PayPal charge you a percentage of the money you receive, but PayPal also charges you a fee for each transaction. If you’re a merchant or business that uses PayPal to accept payments from customers and customers, PayPal charges 2.9% of the payment plus a 30-cent fee per transaction before the money is deposited into your account.

Send Money

If you send money from your PayPal account to a linked debit or credit card, you must pay 1% of the total with a maximum fee of $10. If your client decides to send you money through the friends or family members option in PayPal, on the other hand, you won’t be charged any fees for receiving the money. Also, your customer will not be charged any fees for sending money using this method if they are using their PayPal balance or bank account or a combination of the two. When a payment method is funded by your PayPal Cash, PayPal Cash Plus balance, or bank account linked to today’s PayPal, the fee for sending money is waived.


If you send money from your PayPal balance or linked bank account to another PayPal account holder outside the U.S., you will pay a transaction fee of 5% of the amount sent, up to a maximum of $4.99, excluding payment funding fees. .

Transaction fee

The PayPal fee for receiving money is only the PayPal transaction fee, which is typically 2.9% or less, plus any currency conversion fees you may have incurred when you sent the payment. For international payments, PayPal charges 4.4% + 30 cents per transaction with an additional 3% currency conversion fee and 1.5% international transaction fee. PayPal charges a fee of 2.9% + $0.30 per transaction for card-based transactions and 3.4% + $0.30 per transaction for PayPal balance transfers (in addition to the currency conversion rate chosen by the buyer) . PayPal charges a transaction fee ranging from 2.9% to 3.4% of the total amount of money the seller receives from customers.

Merchant Fee

PayPal charges a merchant fee, called a business transaction fee, for payments received from customers as part of a business transaction. PayPal internal merchant fees for receiving payment for business transactions using an alternative payment method are shown in the table below. If you sign up for a PayPal Business account, you will be charged PayPal trading fees for additional services on top of the commercial transactions you make. PayPal’s merchant fees for business transactions are dependent on the payment method, which PayPal calls Alternative Payment Method (APM).

Fees Apply

Fees apply if you use other payment methods, including a PayPal credit card account or bank card, for certain transactions. If your payment method is funded by a credit card, debit card or PayPal credit card, you will pay the same 5% transaction fee, plus an additional funding fee equal to 2.9% of the funding transaction, plus a flat fee depending on the currency . .PayPal allows you to send personal transactions for free if the funds are from your PayPal balance or bank account, but if you use a credit or debit card, you will pay a 2.90% fee plus an additional flat fee depending on the currency. If you currently have a PayPal account in the U.S. and want to send money to a friend or family member who has a PayPal account outside the U.S., you’ll be charged a fee, which again depends on the payment method you use. The amount you sent.

Avoid Fees

To avoid paying PayPal fees with PayPal Business Payments, your customers must have a PayPal account and pay from their PayPal balance or linked bank account. For example, if you have a design agency that provides web design services, every time someone pays your business via PayPal, they will pay the standard price listed on the invoice, and you will be charged an additional fee. It depends on the nature of the payment. trade. Instead of sending your customer a PayPal invoice that will automatically be billed as a commercial payment for a $0.30 plus 2.9% fee, send them an invoice through an accounting program or manually create an invoice on the receipt.

Payment Processing

If you are paid as a business owner, freelancer, or entrepreneur, be prepared to pay fees for such transactions. Paypal and other payment processing costs are non-deductible if purchased in connection with your business. Additional fees apply when you make a purchase from a merchant outside the United States, use ATMs outside the United States, and receive or send money overseas.

Discount Commissions

For transactions under $10, your company may be eligible for discounted commissions. The maximum amount PayPal can charge per transaction is $20, which includes an additional $0.30 processing fee for each additional item purchased or refunded by each customer.


If you request a check to be sent, the fee is $1.50, which is deducted from your PayPal account balance. The PayPal transaction rate for international businesses is typically 4.4% plus the amount depending on the currency of the respective country. The minimum international fee is $0.99 and the maximum international fee is $4.99 if an additional 5.00% PayPal international fee applies for payments via PayPal balance or bank account, card or Amex Send ™ account ).

Venmo too

Both PayPal and Venmo Mastercard charge an additional fee (approximately 1%) for instant transfers when you transfer money to an external bank or card account. There is no fee to receive money for personal transactions on Venmo or PayPal (when there is no currency conversion). Because the PayPal scheme charges a fee on each payment, you can reduce the impact of a PayPal flat rate transaction by grouping multiple payments into one invoice and charging the customer all at once.


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